Experian Information Solutions and its parent company are currently involved in four major legal matters that affect consumers. Two of these cases have reached final resolution with funds distributed to eligible claimants. The other two cases are still proceeding through the court system without a settlement agreement.
The first completed matter involves a data breach linked to T-Mobile. This class action covered approximately 14.9 million consumers between 2015 and 2019. The resolution included a $22 million cash fund alongside $140 million in credit monitoring services.
Eligible individuals who submitted claims by April 11, 2019, received either modest cash compensation capped at $40 for documented time or out-of-pocket expenses, depending on the nature of their claim.
The second closed case is known as the Hill-Green Fraud Shield settlement. This agreement received final court approval in March 2023 and established a $22.45 million fund. Qualifying claimants who disputed non-residential address flags on their credit reports could receive between $300 and $900. The distribution process for this case is now complete.
Two newer lawsuits are currently active and have not yet resulted in any consumer payouts. The first is a Consumer Financial Protection Bureau enforcement lawsuit filed on January 7, 2025, in the Central District of California. The agency alleges that Experian conducted sham reinvestigations of consumer disputes, violating the Fair Credit Reporting Act.
The second active case is Davis v. Experian, filed on June 6, 2025, in the Northern District of California. This suit challenges the company's practice of selling consumer phone numbers as trigger leads to third-party lenders. Class certification has not yet been granted in this matter.
